Want to Study Masters at Your Own Cost? Here are the Tips

Continuing master's studies is one of the life goals of most people. Maybe one of them includes you.

However, to get a master's degree requires a lot of money. Whether it's a master's degree at home or abroad.

No wonder many people struggle to get master's education scholarships from the government, campuses, and other private institutions or institutions. That way, there is financial support to achieve this goal.

Then what if you don't pass the scholarship, but want to continue your master's studies without burdening your parents' finances? 

Here are some tips for successfully continuing your master's degree at your own expense:


1. Strong intention and determination

Continuing master's degree requires focus or concentration, so can you afford it? If you already have a strong intention and determination to get a master's degree, by all means you will make it happen, even if it has to be at your own expense.

This means that you are ready to return to study. Dividing time between work and education. It may even be able to balance between education, work, and family for those who are married and have children.

Armed with strong intentions and determination, you can definitely complete your master's education with the results of your own hard work.


2. Choose the right major

It's almost the same as when you're about to go to undergraduate college, you also need to choose the right major when continuing your master's degree. You should think about taking a major that is linear with the major during S1.

But if because of other demands, for example a career in a field that is not in accordance with S1, then you want to have a diploma for the field you are working in and in order to get promoted, you can choose a different major from S1.

What matters is that you are able to live it. Convinced that the major is the right one, according to your career needs, and makes you comfortable in studying. Do not feel pressured and finally lazy or drop out.

It's a shame, you go to master's degree at your own expense but you have to stop halfway due to the reason you took the wrong major.


3. Work or business to pay tuition fees

Continuing S2 using your own money, means that you must have an income. Whether it's from working as an office employee, freelancer, or starting a business.

Salaries from work or income from business are collected to finance master's education. Starting from the starting or building fees, as well as tuition fees per semester.

In two years of master's education, you must maintain that income. So that studies run smoothly because they have enough funds.

This master's study can be your encouragement or motivation to work or do business more actively. Because, you have big aspirations to complete the education.


4. Discipline to go to college and study hard

Working or doing business while studying Masters is not easy. You have to be smart about dividing your time so that both run smoothly.

Get rid of the lazy feeling that hangs over to go to college even though you are tired even from work. You must be disciplined and diligent in studying, because this education is not free.



If you are lazy, the exam always gets a D or E score, then you have to spend extra money to repair failed courses. Hope to graduate with a faster time or exactly 2 years can be lost. The longer you study, the more money you spend.


5. Reduce the habit of hanging out

Already know you are studying at your own expense, you should start living frugally. There is a budget allocation that is as important as daily needs.

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Especially if you are already married, it is better to spend time with your family or study in your spare time. Not going to hang out in cafes, malls, restaurants that just waste money.

6. Pray and do your best

In every activity, try to be accompanied by prayer. Even when you take S2 ​​education.

Do your best to achieve your dreams of graduating from master's degree. So that your sacrifices are not in vain and produce maximum results.

If you intend to continue your master's education at your own expense, make sure you plan your finances and prepare mentally. This is because master's degree courses require a lot of money, time, energy, and thought. Plan everything carefully so that it can run smoothly according to the targets you have set.

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